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Be a South African Citizen with a green bar-coded ID or a smart ID card Be over the age of 18 some lenders require applicants to be over. You can get anywhere from 50 to 5000 just by meeting the basic requirements for no credit. Personal loan interest rates vary depending on credit scores.

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Typically the APR for a personal loan ranges. Depending on the lender it may take several business days to. They can range from 3 to 36 percent.

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